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Privacy Policy

Please read our privacy policy carefully before using our service

What information we collect, use, and why

Updated August 5, 2025

We collect or use the following information for the operation of customer accounts and guarantees:

  • Names and contact details
  • Addresses
  • Payment details (including card or bank information for transfers and direct debits)
  • Account information, including registration details
  • Information used for security purposes
  • Marketing preferences

Special category information for the operation of customer accounts and guarantees (subject to additional protection due to its sensitive nature):

  • Biometric information (where used to identify someone)

We collect or use the following information for service updates or marketing purposes:

  • Names and contact details
  • Addresses
  • Marketing preferences
  • Location data
  • Recorded images, such as photos or videos
  • Purchase or viewing history
  • IP addresses
  • Website and app user journey information
  • Information relating to sponsorship
  • Records of consent, where appropriate

We collect or use the following information to comply with legal requirements:

  • Name
  • Contact information
  • Identification documents
  • Financial transaction information

Special category information to comply with legal requirements (subject to additional protection due to its sensitive nature):

  • Biometric information (where used to identify someone)

We collect or use the following personal information for dealing with queries, complaints, or claims:

  • Names and contact details
  • Address
  • Payment details
  • Account information
  • Customer or client accounts and records
  • Financial transaction information

Special category information for dealing with queries, complaints, or claims (subject to additional protection due to its sensitive nature):

  • Biometric information (where used to identify someone)

We collect or use the following information to make credit decisions:

  • Names and contact details
  • Addresses
  • Date of birth
  • Purchase or account history
  • Payment details (including card or bank information for transfers and direct debits)
  • Credit reference information
  • Identification documents
  • Information relating to compliments or complaints
  • Customer or client accounts and records
  • Financial transaction information
  • IP addresses
  • Website and app user journey information
  • Records of consent, where appropriate

Others we share personal information with

Updated August 5, 2025
  • Organisations we need to share information with for safeguarding reasons
  • Professional or legal advisors
  • Financial or fraud investigation authorities
  • Relevant regulatory authorities
  • External auditors or inspectors
  • Organisations we are legally obliged to share personal information with
  • Debt collection agencies
  • Suppliers and service providers