Cookie Preferences

How we use cookies We have to use some essential cookies to make this website work. Cookies are stored locally on your computer or mobile device. We also use other optional cookies to: Analyse how you use the site Personalise and improve your site experience Deliver personalised content and messaging from ourselves and third parties You can either accept or reject these optional cookies.

Resources & Documents

Terms and Conditions

Please read these terms carefully before using our service

Who we are

Updated June 9, 2025

Flex Credit Card Ltd ("Flex", "we", "us", or "our") is committed to protecting your personal information. This Website Privacy Policy sets out how we collect, use, and store information about you when you visit our websites:


- www.flexcard.app
- www.payforwhatyouowe.com

These websites are designed for information purposes only and may collect limited personal data prior to our product launch.

What information we collect

Updated June 9, 2025

We may collect and use the following types of information:
- Identity and contact information, if you fill out a form (e.g. name, email address).
- Technical information, such as your IP address, browser type, device information, and how you use our website (via cookies and analytics tools like Google Analytics).
- Marketing preferences, where you provide consent to hear from us.
- Name, email address and phone number when you sign up to receive our e-newsletter or marketing updates.

We do not collect sensitive personal information or data related to children.

How we use your information

Updated June 9, 2025

We use your information to:
- Respond to any enquiries you send us
- Maintain and improve the performance of our websites

- Send you updates or marketing content (only where you’ve opted in)
- To send you our e-newsletter and keep you updated about Flex news, offers or product updates (if you’ve opted in).
- We rely on your consent for this and you can withdraw it at any time.
- Understand how visitors use our sites through anonymised analytics

We rely on the following legal bases to use your data: consent, contract, legal obligation, and legitimate interest (e.g. maintaining website security and performance).

Who we share your information with

Updated June 9, 2025

We may share your information with:


- Zoho Corporation – for managing form submissions and marketing automation
- Webflow – for website hosting and technical performance
- Google Analytics – to analyse website usage
- Regulators or legal authorities – if required by law

All third parties are required to handle your data securely and in line with our instructions.

Cookies

Updated June 9, 2025

We use cookies to personalise your experience and track usage. You can change your browser settings to disable cookies at any time. For more details, see our Cookie Policy (www.flexcard.app/cookiepolicy).

Your rights

Updated June 9, 2025

You have rights under UK data protection law including:
- Access your data
- Correct or delete your data
- Withdraw consent at any time
- Object to processing
- Request portability of your data
To exercise any of these rights, please email us at privacy@flexcard.app.

Contact us

Updated June 9, 2025

If you have any questions or concerns, please contact:
Data Privacy Lead
Flex Credit Card Ltd
Email: privacy@flexcard.app

If you’re not satisfied, you can complain to the Information Commissioner’s Office ICO : www.ico.org.uk